That's my prediction. But I also predict that production will be down because we had the little refi-boom the spring of 2015 and rates are most likely ticking up in 2016. So how can I predict 2016 to be my best year ever? I am making plans, checking it twice and then going to work like crazy to implement. I am going to CREATE my own success.
What are you doing to create your 2016 success?